Credit Risk Analyst

Job Summary

Access, monitor, and manage credit risk associated with customers, ensuring that the company's credit exposure is within acceptable limits while supporting business growth

Duties and Responsibilities

Evaluate the creditworthiness of customers using financial statements, credit scores, and payment history

Recommend and set appropriate credit limits for customers based on risk appetite and analysis

Continuously monitor existing credit exposure and flag accounts for early warning signs of default

Investigate overdue accounts and support collections by providing risk insights and risk mitigation recommendations

Generate regular credit risk reports, such as aging reports, etc, for management review

Maintain accurate credit records and explore automation tools for credit processes

Analyze industry trends and market risk that could affect customer creditworthiness

Qualification and Experience

• 3-5 years of experience in Credit Risk Management within the manufacturing or financial services
• Bachelor’s Degree in Accounting, Finance, Economics, Business Administration, or related field
• Relevant professional qualifications such as ACA, ACCA. CRM, ERM, PRM
• Experience using an ERP such as SAP for credit tracking and reporting